No matter how safely and cautiously you drive, you are likely to be involved in a car accident at some point in your lifetime. It could involve a minor fender-bender or a serious multi-car accident. Even minor accidents can result in serious injuries. If you are injured in a car accident, you may be facing expensive medical bills, lost days from work, and suffer terrible pain. If someone else was responsible for the accident, they should be responsible for paying for your damages.
Colorado Car Accidents
Car accidents can be caused by any number of factors. A driver may lose control of their vehicle in the snow or on icy roads, causing a collision. Another driver may be texting or looking at their phone instead of watching the road, leading to a wreck. A driver may be driving while under the influence of drugs or alcohol, causing a crash. In some cases, you may have swerved to avoid hitting a pedestrian, only to end up hitting another car.
The first thing to do after a car accident is to check for injuries to yourself, your passengers, pedestrians, and anyone else involved in the accident. If someone is injured, they may need emergency medical treatment. However, it is important to remember that even if you do not notice any injuries at the time of the accident, it does not mean that you are uninjured.
Many car accidents lead to injuries that are not immediately apparent. Head, neck, and back injuries are often difficult to diagnose and the victim may not notice any symptoms immediately after the accident. However, hours or even days later, victims may experience pain, headaches, dizziness, and difficulty moving. If there is any chance you have been injured, you should seek medical attention.
More serious car accidents can involve head trauma, broken bones, neck or back injuries, burn injuries, and internal injuries. This may require emergency medical treatment, surgical procedures, and continuing medical care. Even with insurance, this can leave a victim facing expensive medical bills and ongoing medical expenses. The person responsible for causing the accident may be liable for you and your family's medical expenses.
After an Accident
Depending on where the accident occurred, a sheriff's officer, police officer, or Colorado or Wyoming State Patrol officer may be called to the scene. In the case of a minor accident, the individuals involved may be able to exchange information and later report the accident. However, you should never leave the scene of an accident or you may risk additional penalties.
Car accidents involving a hit-and-run driver, suspected drunk driver, accidents where property damage occurred or an individual was seriously injured or killed may require notifying law enforcement. The investigating officer will usually make an accident report which should include a summary of the accident. You should request a copy of the accident report in order to make sure the report accurately describes what happened and there are no mistakes or errors.
After the accident, you should exchange contact information with the other drivers involved in the accident. This includes name, address, insurance company, and policy information. You may also want to take pictures or a video of the accident scene and get contact information from any potential witnesses. This information can later help to support your case and your claim.
Dealing With the Insurance Company
Your insurance company may require you to report the accident within a certain period of time. However, be cautious about discussing the accident with anyone else, especially the other driver's insurance company. They may be trying to get you to say something they will later use against you to deny your claim. After you hire an attorney, the attorney will deal with the insurance company on your behalf.
Colorado is now a “fault” state when it comes to car accidents. That means that the driver or party that was at fault for the accident may be responsible for paying for the other driver's damages. Drivers are required to carry a certain minimum level of auto insurance coverage in order to drive. If the damages go above and beyond the minimum coverage, the at-fault driver may be personally liable for the additional damages.
Ideally, after an accident, the insurance company would quickly reimburse the driver for their medical bills, vehicle repair, and other damages. Unfortunately, the process is rarely so simple. Instead, the insurance company may deny the claim, offer to cover only a portion of the damages, or even claim the innocent driver was at fault. Instead of battling with the insurance company, contact an experienced Denver Car Accident Lawyer who will take the pressure off and fight to get you full compensation for your damages.
When the insurance company is trying to get you to accept a fast settlement, make sure you understand your rights before you sign anything. A settlement generally means you are giving up your right to file a lawsuit for damages. Many people accept a lower settlement than they deserve because they are tired of fighting with the insurance company or they do not think they can get any more.
Talk to an attorney to make sure you understand the settlement offer and its limitations. Make sure the settlement covers all your injuries, including possible future healthcare costs or limitations on your ability to earn a living. Your attorney can negotiate on your behalf to make sure you get a settlement offer that will be enough to protect you and your family.
Fatal Car Accidents
Every year, thousands of people are tragically killed in car accidents across the country. In 2015, more than 500 people were killed in car accidents in Colorado. Wyoming has one of the highest rates of traffic deaths per population, with 145 people killed in accidents in 2015.
After a fatal car accident, the surviving family members may be left grieving and not know where to turn for help. Talking to an attorney can take pressure off the family while seeking damages from those responsible for causing the accident. Although nothing can replace the loss of a loved one, a wrongful death lawsuit may allow the family to recover damages for their loss while holding the negligent party responsible for the accident.
Denver Auto Accident Attorneys
If you have been injured in a car accident, the Olson Law Firm will fight to get you the compensation you deserve. We will provide you with the personal attention you expect and deserve and always keep the lines of communication open. It is our dedication and commitment that makes the Olson Law Firm one of Colorado's preeminent law firms. Contact our office today.